Houston Bankruptcy Lawyers
Creditor Abuse and Harassment in Texas
Creditor abuse and harassment only makes facing financial difficulties even worse. Many good, hard-working people have found themselves overwhelmed with debt and facing foreclosure in recent times, due to the economic downturn. Virtually everybody is susceptible to making decisions that result in excessive debt. Medical bills, a lost job or a pay decrease can having lasting consequences on your finances, leaving you with unpaid bills and facing creditor abuse.
If you have been the victim of creditor abuse, a Houston bankruptcy attorney at Mills & Henshaw can help you. Certain forms of creditor abuse and harassment are illegal, and we can help you take legal action and sue the creditor for damages. Filing for bankruptcy will also put an automatic stay on all collection efforts, meaning you will be free from creditor harassment. By contacting our firm and consulting a lawyer about your particular situation, you can see what we can do and what your options are to stopping creditor abuse.
What is Creditor Abuse?
Creditor abuse is generally defined as any actions by a creditor or a representative of a creditor which involve harassment, abuse or oppression in connection with the collection of a debt. This may include:
- Excessive phone calls, with such a frequency as to constitute harassment
- Implied threat of violence
- Abusive language, including profanity or other language that is offensive
- Publication of a list of consumers who allegedly refuse to pay debts
- Publicizing the debt in any way
- Failure to disclose the party (creditor) who is attempting to collect the debt
- Using a fake business name in a phone call or other contact to a debtor
Houston Creditor Abuse Attorney
At Mills & Henshaw, our knowledgeable, compassionate attorneys take on bankruptcy and creditor abuse cases throughout the Houston metropolitan area in Texas. We offer a free consultation with a Houston creditor abuse attorney at our firm, giving you the opportunity to discuss your matter with a skilled professional, have your questions answered and to fully understand your legal rights and options at this point.
Contact a Houston creditor abuse lawyer at Mills & Henshaw today if you are facing overwhelming debt and have been the victim of creditor harassment or abuse.
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